Scaling Smarter: Unlocking the Power of Agent Credit Card Programs

Live Webinar:  September 16 | 2 PM ET



Increasing operational complexity, escalating member expectations, economic uncertainty, and ongoing regulatory and legal changes are prompting many credit unions to reconsider how they approach delivering credit cards to their members.

In this webinar, we’ll break down how the agent issuing model works and why it has been successful as a strategic, resource-efficient alternative to traditional in-house issuing across the industry. You’ll gain a clear understanding of how credit unions can ensure they offer the types of card products today’s consumers most value, while also reducing operational burdens, better utilizing capital and balance sheet assets, and eliminating a variety of risks.

Whether you're actively evaluating options or simply exploring future possibilities, join us for an informative webinar on how agent programs can help your credit union grow sustainably without overextending your team or balance sheet. A live Q&A will follow the presentation.

What you’ll learn:
  • Model differentiators: Learn how agent credit card programs differ from traditional in-house issuing, and how that impacts investment and other resource burdens.
  • Financial flexibility: See how agent programs can continue to provide long-term revenues from the card program in a lower-risk model.
  • Operational opportunity: Discover how the agent model can ease compliance, servicing, product development, marketing and system investment demands.
  • Balance sheet benefits: Explore how off-balance-sheet structures can free up capital, eliminate interest rate and credit risks, and improve financial flexibility.


Presented in partnership:
TRK_Elan_Logos.png

Register Your Spot

Speaker Information:

Timothy Kolk

President,

TRK Advisors


Timothy brings over three decades of experience in the credit card industry, including direct card program management within a commercial bank issuing environment, as well as an independent advisor to hundreds of card portfolio evaluations. Recognized industry wide as leading expert on credit card program design, portfolio optimization techniques, processing system evaluations, marketing plan development, new program start-ups and program profitability & performance management, Tim brings a unique understanding of both self-issuance and agent programs across all dimensions.

Mitch Pangretic

SVP, Director of Strategic Partnerships, Elan Credit Card


Mitch leads new partner development, building strategic alliances with financial institutions to provide credit card issuing services. These partnerships typically involve acquiring an institution’s existing credit card portfolio and launching a long-term marketing agreement. Mitch has worked exclusively in the payments industry for 30 years, with a focus on delivering exceptional enterprise value for his partners.