The Next Default: What Should Credit Unions Be Watching?

Online Webinar:  August 5th | 2 PM EST
Economic uncertainty continues to reshape consumer borrowing and repayment behavior. Delinquencies are rising and many credit unions are asking the same questions: Who in our portfolio is most at risk and how early can we identify them? Industry data shows credit unions have experienced increasing delinquency rates over the past two years, making proactive portfolio management more important than ever before. By the time a loan becomes delinquent, the warning signs have often been present for months. The conversation around credit risk must shift from reactive to proactive to prevent defaults.

This educational session explores the emerging trends behind member default, the leading indicators credit unions should monitor and how data-driven analytics are changing the way institutions identify risk before a payment is missed. We will discuss practical strategies for early member outreach, portfolio monitoring and creating pathways that help members manage their loan health. These will lead to ideas credit unions can implement, regardless of the technology they use.

This session will answer these tough questions:
  • Are defaults actually increasing? What does the data tell us?
  • What are early indicators that a member may be headed toward default?
  • Which portfolio segments deserve the closest attention?
  • How often should credit unions review portfolio risk?
  • What types of intervention will be most impactful before collections begin?
  • How can predictive analytics complement, not replace relationship banking?


Produced and sponsored by: 
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