Strategic Outlook 2026:
Credit Card Market Trends
Driving Issuer Success

Live Webinar:  April 29 | 2 PM ET



Join us for a data driven exploration of the credit card landscape, highlighting trends shaping issuers today — including key insights tailored for credit unions. This will be followed by a survey of competitive considerations and management success factors for keeping a successful card program moving forward.

Presented by TRK Advisors and Elan Credit Card, this webinar will break down how credit unions stack up against major credit card issuers, what to anticipate throughout 2026, and some thoughts on recent legislative proposals. By analyzing growth, risk, yield, and other critical performance measures, we’ll pinpoint areas where credit unions can differentiate and thrive.

Attendees will learn:
  • Current trends in market size, activity, risk, and revenue
  • How performance varies across different program sizes
  • Performance differences (and opportunities) between credit unions and the dominant bank issuers
  • Competitive developments and implications for smaller issuers
  • Management skills that drive issuing success


Presented in partnership:
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Register Your Spot

Speaker Information:

Timothy Kolk

President, TRK Advisors


Timothy brings over three decades of experience in the credit card industry, including direct card program management within a commercial bank issuing environment, as well as an independent advisor to hundreds of card portfolio evaluations. Recognized industry wide as leading expert on credit card program design, portfolio optimization techniques, processing system evaluations, marketing plan development, new program start-ups and program profitability & performance management, Tim brings a unique understanding of both self-issuance and agent programs across all dimensions.


Mitch Pangretic

SVP, Director of Strategic Partnerships, Elan Credit Card


Mitch is responsible for identifying and cultivating strategic partnerships for the Elan business. He brings substantial industry experience in business development, including prior leadership roles at American Express and Discover.