Enhance Your Strategic Planning With Peer-to-Peer

See For Yourself

Strategic planning is the most important time of the year, and Peer-to-Peer’s strategic planning packet ensures you get the most out of it. With all 36 ratios below, you’ll quickly gain an idea of your credit union’s existing challenges and opportunities as you benchmark against relevant peers.

You can quickly export the entire strategic planning packet in a variety of formats – such as PowerPoint – so your entire team can use them as a guide during strategic planning sessions.

© 2017 Callahan & Associates
Growth Trends Asset Quality
- Membership growth
- Loan growth
- Share growth
- Delinquency ratio
- First mtg. delinquency
- Other RE delinquency
- Auto delinquency
- Credit card delinquency
- Annual net charge-offs
Business Model Productivity & Member Relationships
- Loans/shares
- Interest income/average assets
- Net interest margin
- Non-interest income/average assets
- Operating expenses/average assets
- Prov. for loan loss/average assets
- Return on assets
- Earnings model
- Net worth ratio
- RBC ratio
- Members per employee (FTE)
- Assets per employee (FTE)
- Loan originations per employee (FTE)
- Income per employee (FTE)
- $ Revenue per $ salary & benefits
- Share draft penetration
- Auto penetration
- Credit card penetration
- Yield of loans
- Yield on investments
- Average loan balance
- Average share balance
Fill out the form on the right to have a Callahan representative reach out about gaining access to Peer-to-Peer and its strategic planning packet.