What Is Callahan’s NII Program?
Net interest income (NII) is the difference between the income a credit union earns from loans and investments and the interest it pays on member deposits. It’s a key measure of financial health and a primary driver of earnings for most credit unions.
To help leaders better understand how other institutions manage their non-interest income strategies to inform their own, Callahan created the ongoing Non-Interest Income Study — a voluntarily crowdsourced dataset from participating credit unions nationwide.
With 17 detailed NII categories (such as overdraft fees, mortgage servicing fees, card fees, and more), you’ll gain access to insights that reveal how other credit unions are adapting and investigate key questions such as:
- Are other credit unions working to reduce the impact of fees on members? How?
- How reliant are peers on specific non-interest income sources?
- What’s the potential revenue impact of reducing overdraft fees?
- How does our card transaction volume compare to similar institutions?
- Could adjusting our revenue mix improve member perception?
Interested in getting involved? We’d love to have you – learn more here.
This virtual roundtable builds on the study’s findings and offers a space to collaborate on what it really means to put NII strategies into action—beyond just the data.
Collaborate, Compare, And Strategize Together.
Credit unions continue to face pressure to reduce reliance on NSF and overdraft fees. So where can you turn for insights on alternative revenue streams? And how are other credit unions structuring their portfolios?
This exclusive 90-minute virtual roundtable will explore all things non-interest income and how to take the conversation beyond the data. It’s a forum to ask questions, share strategies, and learn directly from senior executives navigating similar challenges and opportunities. If you’re looking to benchmark your approach or bring back practical ideas to your team, this session is for you.
Attendance is intentionally capped to create a focused, high-value discussion. You’ll have the opportunity to:
- Hear what’s working (and what’s not) in other credit unions’ NII strategies.
- Ask your most pressing questions.
- Share your experience and walk away with peer-tested ideas.
- Learn how to get involved in the NII initiative (if not already) and why your peers find it valuable.
This virtual roundtable is for current NII Study participants and leaders interested in exploring Callahan’s program (details below). It’s a chance to go beyond the data and see how your peers are bringing it to life.
Space is limited, so we encourage one participant per credit union to register.
Register Your Seat At The Table.
