Get The Ratios You Need For More Effective Strategic Planning

Get Your Ratios Added

Use the form on the right to get all ratios listed below added to your strategic planning packet in Peer-to-Peer.* You'll have them in one location permanently, allowing you to use them time and time again to guide your strategic planning sessions.

Once you fill out the form, the ratios will be added to Peer-to-Peer within three business days. You will be notified when the ratios are available to you.

* This offer is valid exclusively to credit unions
© 2017 Callahan & Associates
Growth Trends Asset Quality
- Membership growth
- Loan growth
- Share growth
- Delinquency ratio
- First mtg. delinquency
- Other RE delinquency
- Auto delinquency
- Credit card delinquency
- Annual net charge-offs
Business Model Productivity & Member Relationships
- Loans/shares
- Interest income/average assets
- Net interest margin
- Non-interest income/average assets
- Operating expenses/average assets
- Prov. for loan loss/average assets
- Return on assets
- Earnings model
- Net worth ratio
- RBC ratio
- Members per employee (FTE)
- Assets per employee (FTE)
- Loan originations per employee (FTE)
- Income per employee (FTE)
- $ Revenue per $ salary & benefits
- Share draft penetration
- Auto penetration
- Credit card penetration
- Yield of loans
- Yield on investments
- Average loan balance
- Average share balance