Congress enacted the Home Mortgage Disclosure Act (HMDA) in 1975 to mitigate concerns about perceived credit shortages throughout the United States. As the name suggests, HMDA requires lending institutions to publicly disclose mortgage loan data on an annual basis.
Although there is a nine-month lag in HMDA reporting, credit unions should not underestimate the depth and breadth of the data set. At a broader level, HMDA data captures the state of the housing market that underlies the U.S. economy. At the local level, it tracks mortgage originators and their market share, which is shifting as fintech mortgage companies become more adept at reaching potential homeowners online.
Join Callahan & Associates for a dive into the U.S. mortgage market. Using HMDA data, we'll examine: changes in market share at national, regional, and state levels; shifting origination dynamics, such as the balance of purchase versus refinanced mortgages; and much more. Attendees will also walk away with knowledge about the changing face of home ownership and how credit unions can leverage HMDA data to heighten their competitive advantage.
This live webinar is open to the credit union industry. Space is limited, so register today!
Although there is a nine-month lag in HMDA reporting, credit unions should not underestimate the depth and breadth of the data set. At a broader level, HMDA data captures the state of the housing market that underlies the U.S. economy. At the local level, it tracks mortgage originators and their market share, which is shifting as fintech mortgage companies become more adept at reaching potential homeowners online.
Join Callahan & Associates for a dive into the U.S. mortgage market. Using HMDA data, we'll examine: changes in market share at national, regional, and state levels; shifting origination dynamics, such as the balance of purchase versus refinanced mortgages; and much more. Attendees will also walk away with knowledge about the changing face of home ownership and how credit unions can leverage HMDA data to heighten their competitive advantage.
This live webinar is open to the credit union industry. Space is limited, so register today!
Join Callahan & Associates on Tuesday, October 24 at 2:00 PM for a dive into the U.S. mortgage market using newly released HMDA data. Attendees will also walk away with knowledge about the changing face of home ownership and how credit unions can leverage HMDA data to heighten their competitive advantage.
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